150 000 $
Maximum contribution
Loan for companies with temporary liquidity needs for certain activities.

The working capital loan is designed for :
- In situations of rapid growth in operations and rapid increase in sales/contracts, requiring a significant increase in working capital.
- In a situation where you need to buy more stock for several contracts or seasonal traffic than usual
Specifications :
- Minimum contribution of 5,000 $
- Down payment: none
- Term: Maximum 5 years
- 6-month capital repayment moratorium at start of amortization period
- Interest rate: Bank of Canada prime rate + 2% + risk premium
- Guarantees: Equipment or customer account, personal or third-party guarantee
- Full amount life insurance
- Application fee: 150$
- Management fee: 1% of the loan, minimum 100$
- Annual follow-up fee: 50$
- The company must have been in operation for at least 2 years
For more information on our financial products or our free advisory service for entrepreneurs, please contact one of our business advisors.